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Within the United States - utilizing a
Preferred Provider Organization (PPO). In order to assure
the best medical care possible, SRI requires that the
Insured Person or someone on the Insured Person's behalf
call for certificaiton prior to all hospital admissions or
any medical expenses above $1,000. The Pre-certification
phone numbers will be listed on the Insured's
identification card. They will also assist the Insured in
locating the approved SRI (U.M.) medical care providers in
the United States for care prior to, during, and
subsequent to, hospital confinements. If certification is
not made for hospital admissions and any medical expenses
exceed $1,000 in the United States (or if the SRI U.M.
providers are not used), there will be a 50% reduction in
eligible benefits.
Worldwide - Outside the United States SRI requires that
the Insured Person or someone on the Insured Person's
behalf, call for certification prior to all hospital
admissions worldwide. The Pre-certification phone numbers
will be listed on the Insured's identification card. If
certification is not made for hospital admissions
worldwide (through the SRI U.M. program), there will be a
50% reduction in eligible benefits. |
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